Rental Policies and Procedures

The following policies have been established regarding all applicants for a property managed by McMath Realty. Please read the following polices. If you feel you meet the guidelines for qualifying, we encourage you to submit an application.

Fair Housing

McMath Realty adheres strictly to all requirements of the Fair Housing laws. We do not discriminate against any applicant for any reasons of race, color, creed, national origin, sex, age, marital status, or physical or mental disability.

Applicant

• Each person 18 years of age or older must legibly & completely fill out and sign an application.
• The application will NOT be considered with missing or false information. All applications submitted become the property of McMath Realty.
• If a co-signer is necessary, they must also fill out and sign an application and pay a 45.00 handling fee.
• Applications must be accompanied by a processing fee to be considered.
• Tenants must be legal residents of the United States

Processing Fees

• There will be a 45.00 charge for each applicant.  Without this fee, your application is considered incomplete and will not be processed.
• The most convenient way to pay the required application fee is through our website, just follow the link at the conclusion of the application process.  Please note that a processing fee will apply to all online payments.
• You may also pay the application fee by Money Order or Cashier's check.  No Personal Checks will be accepted.
• Make cashiers check or money order payable to:  McMath Realty
• Address all mail correspondence to the following address: 
  McMath Realty
  4545 E. Shea Blvd.
  Suite 105
  Phoenix, AZ 85028
  Toll Free number is: 866-991-1222
• These fees are NON REFUNDABLE, even if you are not accepted.

Credit Criteria

• McMath Realty will obtain a credit report.
• Applicant-supplied reports will not be accepted.
• No unlawful detainers within the last 3 years will be accepted.
• No unsatisfied judgments or liens will be accepted.
• Credit score of 620 and higher. Exceptions may be made with conditions (owner authorization, and/or increased deposits, and/or other)

Income Criteria

• Applicants must gross 3 times the amount of the rent (gross earning are before any deductions). Income may be combined by multiple applicants.
• Verification of income will be made by employer's personnel department or owner, not by employee's supervisor.
• Self-employed applicants must provide most recent tax return and three month's bank statements.
• Proof of earnings from social security, child support, alimony or spousal support must be documented.
• Unverifiable income will NOT be considered.

Pets

• If pets are allowed, the security deposit will be required for each pet.  For any dog, you MUST show proof of Renter's Insurance that covers the dog.  The following dog breeds are not approved for any of our rental properties:  Rotweillers, Dobermans or any dog known as "pit bull" (also known as American Staffordshire Terrier, American Bulldog, American Pit-bull Terrier, etc), German Shepherd and any aggressive breed or dog.  No exceptions.

Approval and Move-In Conditions

McMath Realty will continue to advertise and consider all other applications for the subject property until the following has been provided:

• Application(s) have been paid for, completely verified and approved.
• All income verification has been received.
• All Applicants have provided two (2) forms of Photo I.D and a copy of their Social Security Card(s) or T.I.N. Card(s).
• Holding Deposit / Security Deposit in the form of money order or cashier's check has been received.
• A holding deposit agreement or rental agreement has been signed.

SECURITY DEPOSIT AND FIRST MONTHS RENT MUST BE IN A CASHIERS CHECK OR MONEY ORDER.  CASH WILL NOT BE ACCEPTED.